GSIB Lending
Transparent rates, fast decisions, and terms structured around your life — not the other way around. Apply in minutes and get an answer the same day.
6.4%
Rates from (APR)
Same day
Eligibility decisions
72 mo
Maximum loan term
Loan products
Personal Loan
8.9%
Starting APR
Flexible financing for major purchases, emergencies, or consolidating existing debt into one manageable payment.
Term
12 – 60 months
Borrow up to
Up to £50,000
Decision
Same day
Auto Loan
6.4%
Starting APR
Competitive fixed rates with fast pre-approval for new or used vehicles. No early repayment penalty.
Term
24 – 72 months
Borrow up to
Up to £80,000
Decision
Same day
Home Equity Loan
7.2%
Starting APR
Unlock your home's value for renovations, education, or larger planned expenses at a fixed rate.
Term
5 – 20 years
Borrow up to
Up to £250,000
Decision
3 – 5 days
Representative APR applies to approved applicants only. The rate you receive depends on your credit score, loan amount, and term.
Basic eligibility
Valid government-issued ID
Passport, driving licence, or national ID card
Proof of address
Utility bill or bank statement dated within 3 months
6+ months income history
Payslips, bank statements, or self-assessment returns
Active GSIB account
Account must be in good standing with no recent defaults
How it works
01
Apply online in minutes
Complete our secure application with your income details, loan amount, and purpose. No branch visit needed.
02
Receive a clear decision
Get a rapid eligibility result with your personalised rate and full repayment schedule — no hidden fees.
03
Funds to your account
Accept your offer and funds transfer directly to your GSIB account, usually within one business day.
